Which best explains why a credit score represents

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Answer 1
What is the question..?

Related Questions

A person who shoplifts an item of clothing from a department store is apprehended and labeled as a "thief," and the person subsequently accepts that label, then the person shoplifts more items from stores on numerous occasions. this is an example of:

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The correct answer is secondary deviance. It is because an individual at this stage of deviance is likely to act in a way of accepting that he or she is a deviant after having to be labeled as one in which could be seen in the scenario above.

John h. harland company is a large company with 5,200 employees and almost $800 million in annual sales. the company is best known for printing personal and business checks. harland analytical services is a technology company that produces software that enables banks to gauge the behavior of their customers by tracking their spending habits. in addition, harland owns scantron, a computerized testing and assessment company. the ________ for john h. harland company includes its check-printing business, its financial software business, and its testing and assessment business.

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John H. Harland Company includes check-printing, financial software, and testing and assessment businesses in its operations.

John H. Harland Company encompasses its check-printing business, financial software business, and testing and assessment business, making up its portfolio. This diversification allows the company to cater to various sectors and services.

Harland Analytical Services focuses on providing technology solutions for banks to analyze customer behavior through software, aiding in tracking spending habits. Meanwhile, Scantron operates as a computerized testing and assessment company under John H. Harland Company.

Describe four different types of stores where consumers can make purchases.

Answers

1) Convenience Products
2) Shopping Products
3) Speciality Products
4) Unsought Products

A convenience Product is the product that is bought much more frequently by a consumer. For instance: laundry detergent, food, fast-foods, magazenes, ect.

A Shopping Product is usually a product that consumers compare. They compare prices, style, design or other details. Consumers spend much time in these kinds of products. For example: Cars, used cars, airline tickets, clothing, ect. 

Speciality Product is a product with a brand indentification and has a unique design or use. Consumers are willing to spend money on that especific product. For instance: Gucci designer's clothing, Designer's clothing, proffesional equiptment, ect. 

Unsought Product is a product that consumers may or may not know about but do not consider buying under normal conditions. For example: Life insurance, pre-planned funeral services, ect.

Sorry for any grammar errors. Hope this is useful.
Final answer:

There are four types of stores where consumers make purchases: grocery stores, department stores, specialty stores, and online stores.

Explanation:

There are four different types of stores where consumers can make purchases:

Grocery stores: These stores offer a wide range of food products and household items.Department stores: These stores sell a variety of products, including clothing, electronics, home goods, and more.Specialty stores: These stores focus on a specific type of product, such as a bookstore or a sports equipment store.Online stores: These stores operate through websites and allow customers to make purchases online and have them delivered.

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Which job in the Finance career would be best for someone who had knowledge of banking and credit systems and the ability to repetitively process transactions?


A) Accounts Clerk

B) Insurance Underwriters

C) Claims Clerk

D) Business Financial Manager

Answers

My answer is A) ACCOUNTS CLERK.

The job of an accounts or accounting clerk is very repetitive.

These tasks are:
1) Verifying the accuracy of invoices and other accounting documents/records.
2) Updating and maintaining accounting journals, ledgers and other records that details financial business transactions 
3) Entering data into the computer system using defined computer programs
4) Compiling data and preparing a various of reports.
5) Reconciling records with internal company employees and management, or external vendors or customers.
6) Investigating questionable data and recommending actions to resolve discrepancies.

Answer:

A is correct!

Explanation:

Matt wants to buy his first car, but he does not know much about cars. his friends sandy and sam are automobile enthusiasts and own several cars. he approaches them for advice about the best car for his needs that would come within his budget. in this scenario, matt's buying decision is likely to be influenced by a(n) _____. internal stimulus marketing-controlled information source primary membership group opinion leader

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Matt's car buying decision is most likely to be influenced by Sandy and Sam, representing a primary membership group and serving as opinion leaders, providing him with balanced and experienced insights as opposed to marketing-controlled information.

When Matt seeks advice from his friends Sandy and Sam about buying his first car, his decision is likely to be influenced by a primary membership group. Both Sandy and Sam, as automobile enthusiasts and owners of several cars, are considered opinion leaders within the context of automobile purchasing. They possess valuable knowledge and experience and can offer Matt insights and recommendations that he might not find through marketing-controlled information sources, such as dealerships or advertisements, where vested interests might affect the objectivity of the information provided. When making a decision about a major purchase like a car, individuals like Matt benefit from seeking the advice of those in their social circle who have expertise in that area. This helps ensure a more balanced perspective and potentially more satisfaction with the final decision, compared to relying solely on marketing cues or gut reactions.

As the information Matt receives from Sandy and Sam is not influenced by marketing efforts, it serves as a more reliable reality test, similar to consulting trusted sources like Car and Driver, Consumers Digest, and Consumers Report. Furthermore, when considering the vast amount of market offerings, as noted in the supply-and-demand framework of the car market, the advice from knowledgeable friends becomes even more valuable, helping to navigate various factors such as product diversity, technological progress, and social costs of automobiles. It is also supported by surveys indicating a high reliance on personal advice when making significant purchasing decisions.

Assume is a design manager for a production company. he independently assigns teams, chooses projects, researches trends, and is able to work from home two to three days a week. he provides a status report to the design director once a month. based on this description, it's safe to say that job is high in which job characteristic?
a. task significance
b. feedback
c. skill variety
d. autonomy
e. task identity

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The answer is D.autonomy.  Autonomy in management is the art of allowing a great deal of freedom to make choices in the work place. A manager who grants an employee autonomy generally outlines the goal of a project but allows the employee to decide the best way to achieve that goal. For example in our case Assume and the company works in autonomy such that he can work from home and get the work delivered to the design director.

A commodity in which someone invests might include a

mutual fund.
natural resource.
thriving company.
certificate of deposit.

Answers

A commodity in which someone invests might include a B. Natural resource.

What natural sources can you invest in?

The natural resources zone includes businesses engaged in the extraction of commodities inclusive of coal, steel ore, sand, gravel, and oil shale. it can also encompass logging and drilling for oil and gasoline. Natural resources investing has long been a staple in strategic asset allocation.

Conclusion: Natural resources incorporate belongings that are regularly used in day-by-day lives, including water. The sector has a wide variety of treasured investment opportunities inclusive of commodities, which can, throughout monetary downturns, the boom in price even when the markets are lowering.

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Suppose the tax rate on the first​ $10,000 income is 0​ percent; 10 percent on the next​ $20,000; 20 percent on the next​ $20,000; 30 percent on the next​ $30,000; and 40 percent on any income over​ $80,000. family a has income of​ $40,000 and family b has income of​ $100,000. what is the marginal and average tax rate for each​ family?
a. family​
a.marginallong dash—10 ​percent; averagelong dash—10 ​percent; family​
b.marginallong dash—30 ​percent; averagelong dash—30 percent.
b. family​
a.marginallong dash—20 ​percent; averagelong dash—20 ​percent; family​
b.marginallong dash—40 ​percent; averagelong dash—40 percent.
c. family​
a.marginallong dash—20 ​percent; averagelong dash—10 ​percent; family​
b.marginallong dash—40 ​percent; averagelong dash—23 percent.
d. family​
a.marginallong dash—20 ​percent; averagelong dash—15 ​percent; family​
b.marginallong dash—40 ​percent; averagelong dash—20 percent.

Answers

  Family A: marginal rate 20%, average rate 10% 

Family B: marginal rate 40%, average rate 23% 

The marginal tax rate is the rate paid on the last dollar of income; this would be whatever tax bracket the family is in. The average price is the total tax divided by the total revenue. 

Family A: 

total income $40,000: this includes $10,000 at 0%, $20,000 at 10% (tax of $2,000), and $10,000 at 20% (tax of $2,000). The last rate paid is 20% so that is the marginal rate; the total tax paid is $4,000, divide that by $40,000 total income, that is the average rate. 

Family B: 

total income $100,000: this includes $10,000 at 0%, $20,000 at 10% (tax of $2,000), $20,000 at 20% (tax of $4,000), $30,000 at 30% (tax of $9,000), and $20,000 at 40% (tax of $8,000). The last rate paid is 40% so that is the marginal rate; the total tax paid is $23,000, divide that by $100,000 total income, that is the average rate.

Sydney’s goal was to save for college tuition. However, she deposited her money in a CD and she couldn’t withdraw it to pay for tuition. Which strategy, principle, or factor should she have considered?
-Consider the opportunity cost.
-Look at your goals and make sure your plan coincides with your goals.
-Understand your risk tolerance.
-Diversify to minimize risk.

Answers


-Look at your goals and make sure your plan coincides with your goals.
look at your goals and make sure your plan coincides with you goals

A supermarket places its store brand of blackberry jam priced at $5 per jar in the fruit preserves aisle, alongside the jam jars of a better known brand—whose products are priced at $8 apiece. store managers reason that customers are more likely to choose the store brand instead of the better-known brand when they realize the price difference. what price adjustment strategy is evident in the supermarket's reasoning

Answers

Raising the prices of their jam after people start buying it because they will want that jam no matter the price if they even relize it has gotten more expensive

The price adjustment strategy that is evident in the supermarket's reasoning is Psychological Pricing.

What is Psychological Pricing?

Psychological pricing refers to a strategy that uses pricing to influence a customer’s spending or shopping habits to make more or higher value sales. The goal is to meet a customer’s psychological need for something, whether that’s saving money, investing in the highest quality item, or getting a good deal.

Psychological pricing plays into the fact that consumers rarely know what something should cost. Most often the way we’re able to determine if something is a good deal is by getting it for a lower price than normally listed or by comparing it to similar products in the same category. Psychological pricing also relies on simple changes that trick the brain.

One of the most well-known strategies is called charm pricing, where businesses knock a rounded dollar figure down by one cent.

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Which form of business ownership generates the most sales in the united states?

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sole proprietorship is a type of business ownership that generates the most sales in the United States. 

A sole proprietorship is a a business that is owned by a single individual, this is not a corporate type of business. One person is responsible for the business and tax liability as a sole owner. 

______ assumes that individuals are rational and weigh the potential benefits against the potential costs of engaging in a criminal act.

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Assumption assumes that individuals are national and weigh the potential benefits against the potential costs of engaging in a criminal act.

Assumption means to assume, or believe, someone will make the right decision or what is true but not having any proof. I can assume that my spouse paid all of the bills this month but unless I see that they are all paid, I have no proof it actually happened. 

A(n) _____ is any collection of outcomes from a probability experiment

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A event is any collection of outcomes from a probability experiment.

A sample space is the collection of all possible outcomes of a probability experiment, such as flipping a coin or rolling a die. When dealing with multiple trials in experiments like a binomial experiment, we calculate probabilities using specific probability distributions.

A sample space is any collection of outcomes from a probability experiment. This set includes all the possible outcomes that could occur. For instance, if you are tossing a coin, the sample space would be 'Heads' and 'Tails'. In more complex scenarios, such as rolling a die, the sample space is larger, comprising six outcomes, which are the numbers 1 through 6. Each outcome within this set is assigned a probability that lies between zero and one, inclusive.

When we consider multiple trials, we can discuss probabilities of different combinations or sequences of outcomes occurring. This is essential in understanding probability distributions, such as the binomial probability distribution, which applies when there are exactly two outcomes (success and failure) for each trial. With binomial experiments, probability calculations can become complex, involving combinations and the use of formulas to determine the likelihood of various events.

If a pizza hut raises the price of a slice of pizza from​ $3.00 to​ $3.25, the quantity demanded decreases from​ 1,500 slices per week to​ 1,300 slices per week. the demand for slices of pizza is​ ________ and the total revenue received by this pizza hut​ ________.
a. unit​ elastic; does not change
b. ​inelastic; decreases
c. ​inelastic; increases
d. ​elastic; increases
e. ​elastic; decreases

Answers

Inelastic , and increases

Which best describes how standards help domestic producers? Standards require goods to meet basic requirements. Standards provide financial support for producers. Standards restrict the import of cheap goods. Standards offer incentives to ensure high quality.

Answers

Standard is a custom established by an authority or government.

The following statement best describes how standards help domestic producers: Standards require goods to meet basic requirements. The standard for the domestic production are enforced by the World Trade Organization Advisory Board, which is made up of a panel of international law and trade experts.

The best description of how standards help domestic producers is Standards require goods to meet basic requirements. Option A. This is further explained below.

What are Standards?

Generally, A standard is a repeatable, standardized, agreed-upon, and recorded method of accomplishing anything.

In conclusion, Standards help control and mitigate low quality in the matrket.

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Tim mows neighborhood lawns for extra money. Suppose that he would be willing to mow one lawn for ​$14​, a second lawn for ​$17​, and a third lawn for ​$24. Also suppose that three neighbors are interested in having their lawns mowed. Mrs. Jones would be willing to pay ​$33 to have her lawn​ mowed, Mr. Wilson would be willing to pay ​$26​, and Ms. Smith would be willing to pay ​$24.

If Tim offers to mow lawns for ​$24 ​each, what will be his producer​ surplus?

Considering Mrs.​ Jones, Mr.​ Wilson, and Ms. Smith​ together, what will be their consumer​ surplus?

Answers

Final answer:

Tim's total producer surplus for mowing three lawns at $24 each would be $17. The total consumer surplus for Mrs. Jones, Mr. Wilson, and Ms. Smith together would be $11 when Tim charges $24 per lawn.

Explanation:

If Tim offers to mow lawns for $24 each, his producer surplus is the difference between what he is paid and the minimum he is willing to accept for each lawn mowed. Tim's willingness to accept is $14, $17, and $24 for the first, second, and third lawns, respectively.

For the first lawn, his surplus would be $24 - $14 = $10.
For the second lawn, his surplus would be $24 - $17 = $7.
He has no surplus for the third lawn because he is paid exactly his willingness to accept.

Therefore, Tim's total producer surplus is $10 + $7 + $0 = $17.

As for the consumer surplus, it is the difference between what consumers are willing to pay and what they actually pay. Mrs. Jones is willing to pay $33, Mr. Wilson $26, and Ms. Smith $24.

Consumer surplus for Mrs. Jones is $33 - $24 = $9.
Consumer surplus for Mr. Wilson is $26 - $24 = $2.
Ms. Smith has no consumer surplus since she is paying exactly what she is willing to pay.

Summing these up, the total consumer surplus for Mrs. Jones, Mr. Wilson, and Ms. Smith together is $9 + $2 + $0 = $11.

1. If you want to know whether a company had a profit or a loss during a specific period of time, which financial statement would be most helpful? (1 point)
statement of owners' equity
cash flow statement
balance sheet
income statement
2. What is the opportunity cost of an investment? (1 point)
the combined values of the other opportunities available
the value of the next most valuable opportunity
the marginal benefit of the investment
the volatility of the investment
3. The costs of running a business are called ___________. (1 point)
startup costs
cash flow
operating ex

Answers

1. If you want to know whether a company had a profit or a loss during a specific period of time,an income statement would be most helpful.
2. The value of the next most valuable opportunity is the opportunity cost of an investment.
3. The costs of running a business are called startup costs.

In order to determine if a company had a profit or a loss during a specific period of time, the financial statement that would be most helpful is the income statement.

The opportunity cost of an investment is the value of the next most valuable opportunity.

The costs of running a business are called the startup costs.

What is the income statement?

The income statement records a company's income and expenses in a financial year. It is used for determining if a company is earning a profit or a loss.

What is opportunity cost?

Opportunity cost is the cost of the next best option forgone when one alternative is chosen over other alternatives

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​the first thing you should do after an interview is to contact your references.

Answers

You should contact your references and make them aware that you listed their names and numbers on your application.

Describe markings on a road that indicate that it is safe to pass. (What type and color of marking)

Answers

The correct answer is a yellow dashed line. I hope that this helps!!!

Insurance companies will usually only insure against which type of risk?

economic risk
investment risk
speculate risk
pure risk

Answers

Insurance companies will usually only insure pure risk. Pure risk is the risk or the possibility of a loss. Insurance company would shoulder the expenses of the insured person or entity whenever there is a loss. They would only be willing to shoulder the possible loss of a person or entity out of pure risk. 

On his way out to meet a friend for lunch, david realized that his financial record was not up to date. he notices that he forgot to record three transactions. the first transaction was on august 2nd in the amount of $12.32, another transaction on that same day in the amount or $52.34, and finally a transaction on august 8th in the amount of $85.35. determine david's balance carried forward for the 8th of august using the table below and the information provided.

Answers

Answer:

b

Explanation:

Answer:

b. $899.15

Explanation:

For every dollar's worth of goods and services bought today, the amount of money it will take in n years to buy the same amount of goods and services when the average future inflation rate is peis called the ________.

Answers

Final answer:

The amount of money needed in the future to purchase the same goods and services as today, considering an average inflation rate, is known as the future value of a dollar against inflation. Economists use index numbers and inflation rates to predict changes in purchasing power.

Explanation:

For every dollar's worth of goods and services bought today, the amount of money it will take in n years to buy the same amount of goods and services when the average future inflation rate is p is called the future value of a dollar considering inflation.

Economists measure the inflation rate as the percentage change between price levels or index numbers over time. These index numbers transform the cost of buying a basket of goods and services into a series of numbers in the same proportion to each other, with an arbitrary base year of 100. Inflation causes a decline in the purchasing power of money, meaning that you will need more money to buy the same amount of goods in the future compared to today.

To calculate the amount you would need in n years to purchase the same goods:

Start with the original cost of the goods or services.

Use the general equation for percentage change to determine the change in cost over time.Apply the average future inflation rate p to calculate the future cost.

How does a traditional economy , a market economy, and a command economy differ?

Answers

I'm not sure what a traditional economy is, but a market economy would run solely off of the businesses, and a command economy would be dictated by the government.

_____ is the act of using a third party to suggest possible resolutions to conflicts.

Answers

The answer to this question is:

Mediation

The cost of inflation to society includes

a. the lost spending when people do not have enough money.

b. higher interest rates paid by borrowers.

c. unpredictable changes in the value of money.

d. higher interest rates paid by the government on its debt.

Answers

C. unpredictable changes in the value of money

The largest organizational unit in the federal bureaucracy is a(n) __________. science forums

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The federal bureaucracy has departments, agencies and commissions. Their staff helps their CEO run the operation smoothly. The largest unit with the bureaucracy is the department. The department handles all of the administrative duties of the company. 

The largest organizational unit in the federal bureaucracy is a "department".


The bureaucracy that actualizes, oversees, and manages government programs is in the official branch. Be that as it may, Congress and the courts have organizations of their own. Every individual from Congress, for instance, has a staff that deals with the workplace and helps draft enactment. The cabinet departments, the biggest administrative units in the administrative organization, have obligation regarding expansive zones of government tasks, for example, remote strategy (Department of State) and law authorization (Department of Justice).

The ford fusion hybrid se uses hybrid fuel technology with the latest in lithium-ion battery technology to deliver more power, convenience, prestige, and fuel economy than non-hybrid cars. these attributes listed for the ford fusion hybrid se are those that consumers may consider when assessing the car. if they do, these attributes would be considered

Answers

The attributes that consumers may consider when assessing the car would be considered as evaluative criteria.
 Evaluative criteria is a term in marketing used to describe the factors that represent both the objective (power, fuel economy) attributes of a brand and the subjective (prestige, convenience) attributes. The consumer use these attributes to compare different products and brands.
Final answer:

The Ford Fusion Hybrid SE offers power, convenience, prestige, and fuel economy, which are important attributes for consumers when considering a car. Consumer considerations, or evaluation criteria, refer to the attributes or factors a buyer considers when assessing a product. For vehicles like the Ford Fusion Hybrid SE, these might include power, convenience, prestige, and fuel economy. The overall cost, efficiency and infrastructure challenges also come into play when considering such alternative fuel vehicles.

Explanation:

Based on the attributes mentioned, the Ford Fusion Hybrid SE is providing several factors that consumers may assess when considering a car. These attributes include power, convenience, prestige, and fuel economy. For example, the hybrid fuel technology and lithium-ion battery technology used in the Ford Fusion Hybrid SE offer more power and fuel efficiency compared to non-hybrid cars, providing consumers with a cost-effective and environmentally friendly option.

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Price changes are useful for matching the level of demand to the capacity of a facility.
a. True
b. False

Answers

The answer is true.

Answer:

True.

Price changes are useul for matching the level of demand to the capacity of a facility

Explanation:

Price changes in the cost of goods are a very determining factor to match the level of demand for the capacity of the production facility. Because after an increase in the price we can create different strategies to bring benefit from it. For example, if the price goes down, the production can be altered tor reduce the cost of production. Also, if the price increases we can increase the capacity of our factory. It all depends on the demand because if the demand is low, well we can't really raise the price. We need t to bring it down, and on the contrary, when the demand goes up we can raise the price.

I Just need somebody to check my test for me please .. And if i got some wrong explain why ? Thanks to anyone for the help i really appreciate it.

[03.01] Margaret Rousseau developed techniques to mass-produce

cookies.

penicillin.

ammunitions.

beauty products.

Question 40 (Multiple Choice Worth 2 points)

[03.01] An entrepreneur is best defined as a person who

starts a business.

is a role model for young Americans.

manages the finances of a large corporation.

takes financial risk to try new business ideas.

Answers

Margaret Rousseau developed techniques to mass-produce: penicillin. Explanation: Margaret Rousseau was a chemical engineer who designed the first penicillin production plant

   An entrepreneur is best defined as a person who: takes financial risk to try new business ideas Explanation: The element of financial risk is inherent in entrepreneurship.

________ is process of creating related ideas in an uncritical and nonevaluative environment.

Answers

The answer is:  "brainstorming" .
_____________________________________________________
         "  Brainstorming  is the process of creating related ideas in an uncritical and nonevaluative environment."
_____________________________________________________
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