Answer:
The correct answer is Your homeowners insurance policy .
Explanation:
A standard homeowners insurance policy includes four essential types of coverage:
Coverage for the structure of your house. Coverage for your personal belongings. Civil liability protection. Additional expenses in case you cannot live in your house temporarily due to a fire or other disaster that is insured in your policy.2. Coverage for your personal belongings . Your furniture, clothing, sports equipment and other personal items are covered if they are stolen or destroyed by a fire, hurricane or other disaster stipulated in the policy. Most companies provide coverage of between 50% and 70% of the amount of insurance you have for the structure of your property. So if you have a $ 100,000 premium on your insurance for the structure of your property, you would have between $ 50,000 and $ 70,000 of coverage for your belongings. The best way to determine if you have sufficient protection is through an inventory.
This part of your policy includes protection for your personal belongings when they are away from home (off-premises). This means that if you decide to have this type of coverage, your belongings are covered anywhere in the world. Some companies limit the amount to 10% of the total insurance you have for your possessions. In addition, you have coverage of up to $ 500 for charges that you had to pay for fraudulent use that could be a victim for you and your credit cards.
What criteria must be evident in order for a conflict to occur between individuals?
a.Differences must be expressed openly and recognized by both partners
b.Partners must be interdependent
c.Partners must have incompatible goals
d.All of the above
In order for a conflict to occur between individuals, differences must be expressed openly and recognized by both partners, partners must be interdependent, and partners must have incompatible goals.
Explanation:In order for a conflict to occur between individuals, there are several criteria that must be evident. First, there must be differences expressed openly and recognized by both partners. Second, the partners must be interdependent, meaning that their actions and decisions affect each other. Third, the partners must have incompatible goals, meaning that they are seeking different outcomes or results.
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If the Fed wants to increase equilibrium income, it should _____ the supply of money, which will _____ interest rates. The change in interest rates will _____ consumption and investment, causing aggregate demand to _____.
Answer:
The correct answer is: increase; decrease; increase; rise.
Explanation:
If the Federal reserve system wants to increase the equilibrium income it should increase the money supply. This increase in money will increase the availability of money in the money market.
This will cause the supply curve to shift to the right. This rightward shift in the supply curve will cause the interest rate to decline.
As the interest rate decreases, the cost of borrowing declines. So it becomes cheaper to borrow funds. This causes consumption and investment to increase. As a result, aggregate demand increases.
Answer:
안녕 하세요 있다 보니 너무 많이 와서 같이 하고 있다 보니 너무 많이 받으세요 수 있는 것이 기회를 주셔서
There has been a data breach at your business and the business has lost some customer data. It has led to angry customers who have filed charges. What is a recommended course of action to prepare for future events?
Answer:
The correct answer is Activate the forensics analysis team and prepare documentation.
Explanation:
The digital forensic analysis corresponds to a set of techniques aimed at extracting valuable information from disks, without altering their status. This allows you to search for data that is previously known, trying to find a certain pattern or behavior, or discover information that was hidden. In this post the topic will be introduced, as well as the usefulness of it, either inside or outside an investigation.
In the field of Forensic Computing there are several stages that define the methodology to follow in an investigation: identification, preservation or acquisition, analysis and presentation of the results. Following the logical flow of activities, you must first identify the sources of data to be analyzed and what you want to find, then you must acquire the forensic images of the disks or sources of information, then the analysis of the acquired is performed to extract information valuable and finally the results of the analysis are sorted and presented, so that they are useful.
A stock has a beta of 1.24, an expected return of 13.68 percent, and lies on the security market line. A risk-free asset is yielding 2.8 percent. You want to create a $6,000 portfolio consisting of Stock A and the risk-free security such that the portfolio beta is 0.65. What rate of return should you expect to earn on your portfolio?
Answer:
Expected rate of return on the portfolio is 8.46
Explanation:
RR: Rate of return
Stock has [tex]RR_{1}[/tex] = 13.68, [tex]Beta_{1}[/tex] = 1.24
Risk-free asset has [tex]RR_{2}[/tex] = 2.8, [tex]Beta_{2}[/tex] = 0
(Yield can be considered equivalent to RR here)
Let [tex]x_{i}[/tex] be the weight of the assets.
Portfolio's beta is given by:
Beta = [tex]\sum{x_{i} \beta _{i}}[/tex] = 0.65
=> [tex]1.24x_{1} + 0x_{2} = 0.65[/tex]
=> [tex]x_{1}[/tex] = 0.52
=> [tex]x_{2}[/tex] = 1 - 0.52 = 0.48
Rate of return of the portfolio is given by
RR= [tex]\sum{x_{i}RR _{i}}[/tex] = (0.52 * 13.68) + (0.48 * 2.8) = 8.46
On the Fourth of July, there is no fireworks display in the small town of Yankeeville, even though it would be efficient for such a display to be produced. Which of the following statements is correct?
a. The lack of a fireworks display in Yankeeville arises because of an externality.
b. The lack of a fireworks display in Yankeeville arises because the free-rider problem does not apply to goods such as fireworks displays.
c. In deciding not to produce a fireworks display in Yankeeville, private individuals and private firms made decisions that were privately irrational.
d. All of the above are correct.
Answer:
D, all of the above are correct.
Suppose one economist believes the target rate of unemployment is 4.5 percent while another believes it is 5.5 percent. Using Okun’s rule of thumb, by how much would you expect their estimates of potential GDP to differ in a $10 trillion economy?
Answer:
$200 billion
Explanation:
Okun's law (or rule of thumb) states that for every 1% point drop in unemployment, the total output of the economy will increase by two percent.
In this case, since unemployment varies by 1% (= 5.5% - 4.5%), that would mean that the potential GDP differs in $200 billion (= $10 trillion x 2%) depending on which economist's unemployment estimation we use.
Final answer:
Using Okun's rule of thumb, the difference in potential GDP estimates in a $10 trillion economy due to differing target rates of unemployment of 4.5% and 5.5% would be approximately $200 billion.
Explanation:
Using Okun's rule of thumb, which indicates that for every 1% increase in the unemployment rate, a country's GDP will be an additional roughly 2% less than its potential GDP, we can estimate how two economists' differing views on the target rate of unemployment would affect their estimates of potential GDP.
If one economist believes the target rate of unemployment is 4.5% and another at 5.5%, there is a 1% difference in their views. In a $10 trillion economy, applying Okun's rule of thumb would mean a 2% difference in GDP attributed to the 1% difference in unemployment rates. Therefore, the economist who believes the target rate is 4.5% would estimate the potential GDP to be $200 billion higher than the economist who believes it is 5.5%.
In conclusion, the difference in the economists' estimates of the potential GDP in a $10 trillion economy, due to a 1% difference in the target rate of unemployment, would be approximately $200 billion.
g Which of the following methods does U.S. tax law always require to be used in pricing intercompany transfers of tangible property? Multiple Choice
a.Comparable uncontrolled price method.
b. Comparable profits method.
c.Cost-plus method. Best method.
Answer:
The correct answer is D. Best method.
Explanation:
As a result of the BEPS Action Plan, as well as the Report on Actions 8 through 10 called “Ensure that the results of transfer prices are in line with the creation of value,” some considerations on the application of the CUP to transactions involving raw materials, commodities or commodities. These considerations were included in the 2017 update of the OECD Guidelines. In this sense, the update of the guidelines apart from establishing certain recommendations for their application, confirms that the CUP is generally the most appropriate method to establish the price of free competition in the transfer of commodities.
Despite the observed evolution of the OECD Guidelines in relation to traditional transactional methods, the increasing integration of multinational companies has made the identification of comparable transactions more difficult, making the application of these methods less common and opening the door to the application of methods based on profitability, without detriment of carrying out the due process of evaluation of the method that best applies to the analysis of the specific taxpayer transaction.
A hardware store makes a profit of $30,000 during its first year. The store owner sets a goal of increasing profits by $4000 each year for 6 years. Assuming that this goal is met, find the total profit during the first 7 years of business.
Answer:
$294,000
Explanation:
Data provided in the question:
Profit during the first year = $30,000
Increase in profit each year = $4,000
Now,
Profit for the current year = Profit for the previous year + $4,000
Therefore,
Year Current year profit
1 $30,000
2 $34,000 [$30,000 + $4.000]
3 $38,000 [$34,000 + $4.000]
4 $42,000 [$38,000 + $4.000]
5 $46,000 [$42,000 + $4.000]
6 $50,000 [$46,000 + $4.000]
7 $54,000 [$50,000 + $4.000]
Hence,
The total profit during the first 7 years of business = ∑ (Current year profit)
= $30,000 + $34,000 + $38,000 + $42,000 + $46,000 + $50,000 + $54,000
= $294,000
The problem involves calculating the sum of an arithmetic sequence, where the first profit is $30,000 and it increases by $4,000 each year for 6 years. Use the sum formula of an arithmetic sequence to solve for the total profit over the 7 years.
Explanation:In this problem, we are calculating a total sum of a linear sequence, which involves a concept in mathematics known as arithmetic progression. The first year profit is $30,000 and it increases by $4,000 every subsequent year for 6 years. So the profit for year 2 would be $30,000 + $4,000 = $34,000 and this trend continues until year 7. To calculate the total profit over the first 7 years, you can sum all the yearly profits.
An easier method would be to use the formula for the sum of an arithmetic sequence: S = n/2 * (a1 + an), where 'n' is the number of terms (in this case, 7 years), 'a1' is the first term ($30,000) and 'an' is the last term (which would be $30,000 + 6*$4,000 as profit increases for 6 years after the first year). Calculate the value using this formula to get the total profit over 7 years.
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One method of expanding a business is the purchase of an entire company or part of it so that the entity is completely absorbed and no longer exists as a separate company. This is called__________.
Answer: Acquisition
Explanation:
Mergers and Acquisition are always beneficial as in the terms of efforts involved to establish a business are minimized, since under this an organization gets an acquired business. This only involves a financial cost associated with it but the benefit of goodwill and increase market share is remarkable. An acquisition also known as the takeover is referred to as purchase of an organization or business by another organization or business entity.
When net present value and internal rate of return analysis provide inconsistent rankings of projects, the financial manager should generally move forward with the project that has the highest internal rate of return.a) trueb) false
Answer: false
Explanation:
When mutually exclusive projects rank differently, the project with the highest Net Present Value should be chosen.
The net present value and the internal rate of return are used to measure the profitability of a project. They are usually used in the capital budgeting process.
The net present value substracts the discounted cash flow from the outlay of cash.
The internal rate of return is the discount rate that equates the after tax cash flow from a project to its initial cash outlay.
Marshall Manufacturing has recently revamped its promotional strategy. Marshall now utilizes a system that combines all the elements of their promotion mix to create a more responsive organization providing a consistent message. Marshall Manufacturing has adopted a(n)________.
Answer:
integrated marketing communication system
Explanation:
Since each product usually has a dedicated promotion mix, the purpose of the integrated marketing communication system is to unify the promotional activities and tools associated with each product or service into a cohesive strategy tackling promotion.
This is done in order to create a consistent brand profile, according to the public relations tendencies of the company and their strategic plan.
Sarah is a manager at a retail store that sells mobile devices. After reviewing the stores sales records over the past several months, she determines that the store needs to sell more devices to boost their sales. Accordingly, she tells employees that they will be expected to sell at least five phones per day and assesses the number of sales each employee makes after a month has passed. Most employees met this requirement, but a few sold fewer than five phones per day. Sarah decides not to approach these underperforming employees for fear of being disliked. Which of the following steps in the control process did Sarah not take?A. Arranging people around goalsB. Setting goalsC. Measuring performanceD. Taking corrective actionE. Comparing performance with stated goals
Answer:D) Taking Corrective Action
Explanation:
A standard for performance was set and assessment was done, Sarah should have approached the employees that under performed to know why such happened and proffer solution. By refusing to approach them it might result in continuous under performance which ought to be corrected.
FDR is credited with increasing federal government in an attempt to relieve the Great Depression by A) overriding Congress and suspending all income taxes. B) cutting government agencies and reducing federal spending. C) creating many new agencies and implementing new legislation such as the Social Security Act. D) creating the Reconstruction Finance Corporation and loaning money to banks and railroad companies.
Answer:
C) creating many new agencies and implementing new legislation such as the Social Security Act.
Explanation:
Answer: C) creating many new agencies and implementing new legislation such as the Social Security Act.
Explanation: FDR is credited with increasing federal government in an attempt to relieve the Great Depression bycreating many new agencies and implementing new legislation such as the Social Security Act. These are sometimes referred to as his "Alphabet Soup" programs.
Managed Healthcare’s current stock price is $25, its next per share dividend (assumed to be paid annually) is forecasted to be $1.00, and analysts expect the company to grow at a constant annual rate of 10 percent. What is the stock’s expected rate of return?
Answer:
Stock’s expected rate of return is 14%
Explanation:
Data provided in the question:
Current stock price = $25
Next Dividend , D1 = $1.00
Annual growth rate, g = 10% = 0.10
Now,
Expected Rate of Return = [ D1 ÷ Current Stock Price ] + g
= [ $1.00 ÷ $25 ] + 0.10
= 0.04 + 0.10
= 0.14
or
= 0.14 × 100%
= 14%
Hence,
stock’s expected rate of return is 14%
Determine the beginning cash balance for Sweet Treats Eats if the net cash provided by operating activities is $35,000, net cash used by investing activities is $42,000, net cash provided by financing activities is $12,000, and the ending cash balance is $55,000.
Answer:
$50,000
Explanation:
Given the following information for Sweet Treats Eats
net cash provided by operating activities = $35,000
net cash used by investing activities = $42,000
net cash provided by financing activities = $12,000
ending cash balance = $55,000
Beginning cash balance + $35,000 - $42,000 + $12,000 = $55,000
Beginning cash balance = $55,000 - $35,000 + $42,000 - $12,000
= $50,000
Other things the same, which of the following would shift the supply of dollars in the market for foreign exchange to the right?a. foreigners want to buy more U.S. bonds b. foreigners want to buy fewer U.S. bonds c. foreigners want to buy more U.S. goods and services d. foreigners want to buy fewer U.S. goods and services
Answer:
The correct answer is option a.
Explanation:
An increase in the demand for US bonds will shift its demand curve to the right. This rightwards shifts in the demand curve for US bonds will increase their price.
The higher price of bonds indicates a lower interest rate. At lower interest rate investment in the US will become less profitable. So the domestic investors will invest their money in the countries with higher interest.
This will increase the supply of US dollars in foreign exchange. This increase in the supply of US dollars will shift the supply curve to the right.
Adjusting entries are Select one: a. usually required before financial statements are prepared b. not necessary if the accounting system is operating properly c. made to balance sheet accounts only d. made whenever management desires to change an account balance
Answer:
Correct option is (a)
Explanation:
Adjusting journal entries are passed before financial statements are prepared to so as to confirm if revenue recognition and matching principles are complied with. Adjusting entries are required to be passed if transactions is spread over multiple financial periods. For example, adjusting entry is passed if goods are received this year but payment will be made next year.
Before income statement and balance sheet is prepared, these entries are passed. Thereafter, adjusting trial balance is prepared and finally financial statements are prepared.
Why do single firms in perfectly competitive markets face horizontal demand curves?
Answer:
Because increasing price will cause the demand to become zero.
Explanation:
In a perfectly competitive market, there is a large number of buyers and sellers. Such that no single buyer or seller can affect the market price. There is no restriction on entry and exit of firms and perfect knowledge is freely available.
The sellers in this market sell homogenous products, so if a seller charges a higher price, the buyers will instead buy from its rivals. And if the firm reduces its price it will face losses. So the individual demand curve of a firm or supplier is a horizontal line on the level of market equilibrium price.
In perfectly competitive markets, firms face a horizontal demand curve as they can sell any quantity at the prevailing market price. They do not have the power to influence this price, hence they are 'price takers'. In contrast, a monopolist who is the sole firm in a market sees a downward sloping market demand curve.
Explanation:In a perfectly competitive market, each firm faces a horizontal demand curve. This curve is horizontal or flat because the firm can sell any quantity it wishes at the prevailing market price. Due to the large number of firms and uniformity of the product in perfect competition, no single firm can influence the market price. Hence, they are termed as 'price takers'.
The demand curve as perceived by a perfectly competitive firm (Figure 9.3 a) means that the firm could sell either a relatively low quantity (Ql) or a relatively high quantity (Qh) at the market price (P). The perfect competitor perceives the demand curve that it faces to be flat, meaning they can sell at the established market price irrespectively of the quantity.
In contrast, a monopolist (Figure 9.3 b) perceives the demand curve as being the same as the market demand curve because they are the only firm in the market. This curve is typically downward-sloping, signaling that more quantity can be sold at lower prices.
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Jose is a recent college graduate who has been hired for an entry-level professional position in the accounting department of a large corporation. Which of the following terms best describes Jose's capacity as an accountant?
A. public accountant
B. private accountant
C. forensic accountant
D. advisory accountant
Answer: (B) Private accountant
Explanation:
The private accountant is the person who select and also personalized the services of the accounting of the client. The main role and responsibility of the private accountant is that they analyzes all the financial information and managing the clients account.
The private account is also known as individual account where they can manage the consulting duties and tax of the private account.
Therefore, Jose hired as the profession of entry level position in large corporation so her position describe as private account in corporation sector.
The following data are available for the month of November 2015: COST RETAIL Inventory November 1 $12,000 $20,000 Purchases $15,000 $22,000 Freight In $1,000 Net Markup $3,000 Net Markdown $1,000 Normal Breakage $500 Net Sales $10,000 The company uses the retail method of computing ending inventory. Compute the estimated inventory at November 30, 2015 assuming: LIFO Retail Method
Answer:
ESTIMATED INVENTORY AT 30 NOVEMBER 2015 = 33,500
Explanation:
LIFO RETAIL METHOD
COST RETAIL
$ $
Beginning Inventory 12,000 20,000
Purchases 15,000 22,000
Freight In 1,000
Net Markup 3,000
Net Markdown (1,000)
Goods Available for Sale 28,000 44,000
Normal Breakage (500)
Net Sales (10,000)
Ending Inventory at Retail at 30 November 2015 33,500
In the short-run (specific-factors) model, foreign direct investment is expected to cause a(n) ________in the production of the capital-intensive good and a(n) ________in the production of the land-intensive good in the receiving country.
A. decrease; decrease
B. increase; decrease
C. decrease; increase
D. increase; increase
Answer:
The correct answer is b. increase; decrease.
Explanation:
Foreign Direct Investment (FDI) is that made by natural or legal persons not resident in the country where the investment is made, which can be done by buying shares or participations of a company established or constituted in the country with the aim of permanence .
FDI can also occur through contracts that generate collaboration, concession or services between the investor and the company, as well as through the acquisition of real estate in the country of destination of the investment.
These contributions can be made directly in currencies that are subsequently converted into local currency, or in kind, through the non-refundable import of tangible goods such as machinery and equipment, or intangibles, such as technology and patents.
Err Company has a major lawsuit against them for unsafe products. It recognizes a huge liability in 2004 of $300 million. The effect of this liability is to decrease stockholders' equity by 50%. In 2005, the effect of recognizing this liability, all else equal, is:A. Return on net operating assets will increase dramatically
B. Return on net operating assets will decrease dramatically
C. Return on equity will increase dramatically
D. Return on equity will decrease dramatically
Answer:
C) Return on equity will increase dramatically
Explanation:
Return on equity (ROE) is a profitability ratio and it is calculated using the following formula:
ROE = net income/ shareholders' equity
If shareholders' equity is reduced by 50%, and the net income remains stable, then ROE should double.
For example, net profit = $100, shareholders' equity = $1,000
ROE = $100 / $1,000 = 0.10
If shareholders' equity is reduced by 50%, then the new ROE will be:
ROE = $100 / $500 = 0.20
Certain conditions, such as dismemberment or total and permanent blindness, will automatically qualify the insured for full disability benefits. Which disability policy provision does this describe?A Residual disabilityB Presumptive disabilityC Dismemberment disabilityD Partial disability
Answer: presumptive disability
Explanation: In simple words, presumptive disability refers to the serious impairments after which the applicant is presumed to be disabled. For example- deafness, blindness and down syndrome etc.
Disability benefits are applicable to those who are unable to perform their functions properly and are not able to rectify their current medical situation.
Hence from the above we can conclude that the correct option is B.
Presumptive disability provision in disability insurance,, automatically qualifies for full benefits based on specific severe conditions.
Presumptive disability is the disability policy provision that describes conditions like dismemberment or total and permanent blindness automatically qualifying the insured for full disability benefits. This provision recognizes specific severe conditions that are clear indicators of disability without the need for further evaluation.
Decreasing returns to scale may occur as increasing the amount of inputs used Select one:
a. increases specialization.
b. always increases the amount of output produced.
c. may cause coordination difficulties.
d. increases efficiency.
Answer:
c. may cause coordination difficulties
Explanation:
Decreasing returns to scale means output increases less than proportionately to the increase of inputs (less returns as scale increases).
(a), (b), (d) lead to more efficiency as scale increases => increasing returns to scale
(d) coordication difficulties make production less efficient, where less output can be made as more inputs are used => decreasing returns to scale
Suppose the absolute value of the price elasticity of demand for basketball game tickets on your campus is greater than 1. Increasing ticket prices will increase the total revenue from ticket sales.True or False.
Answer:
The correct answer is: false.
Explanation:
The absolute value of price elasticity greater than 1 implies that the demand for basketball game tickets relatively prices elastic.
In other words, a change in price causes more than proportionate change in the quantity demanded.
In this situation, if the price for tickets is increased, the quantity demanded will decrease by more than proportionate. This will cause total revenue to decline.
So the given statement is false.
A net operating loss:
a. may be carried back 2 years or carried forward up to 20 years.
b. must always be carried back 2 years.
c. must always be carried forward 20 years.
d. occurs when a company reports a net loss in their income statement.
Answer:
a. may be carried back 2 years or carried forward up to 20 years.
Explanation:
As a tax relief to a firmn which current year ended in a loss the government allow to deduct this from the future profit up to 20 years or to reduce the tax obligation for the previous two years
This makes the tax system more just as it is not considering only the good years of the organizations. It also has a particular importance in business which the first years are losses (vineyard or walnuts until the wine is done or the trees generate enough production to pay up the cost) as they can later reduce their gain to compensate for the first years.
The loan review department at a major regional bank has an exceptionally high turnover of both administrative assistants and analysts. Several analysts have quit within six months of taking the job. In this scenario, a(n) _____ analysis would most accurately reveal if there is a need for training in this department that would reduce the level of turnover.
A. job/task
B. organizational
C. individual
D. productivity
Answer:
Letter B is correct. Organizational.
Explanation:
Employee turnover is measured by an index that checks employee entry and exit rates in an organization. When the turnover rate is high it means that an organizational analysis should be performed to detect the possible causes of increased employee turnover.
It can be caused by situations related to organizational structure, such as failures in the selection process, unfavorable organizational climate that causes conflicts and demotivation, low benefits and compensation among others.
What is the real exchange rate if the exchange rate between the U.S. dollar and the yen is $1 = ¥100, the price level in the United States is 90, and the price level in Japan is 100?
Answer:
¥90 per dollar
Explanation:
In order to calculate the real exchange rate between the US dollar and the Japanese Yen, we must multiply the nominal exchange rate by the domestic price level divided by the foreign price level.
In this case the domestic price level in the US is 90, and the nominal exchange rate is ¥100 per dollar, then the real exchange rate = ¥100 x (90/100) = ¥90
Which of the following is NOT an example of noise in the communication process in a typical classroom?A) a student in the back of the classroom texting a friend.B) groundskeepers moving the lawn outside the classroom window.C) a student responding to the professor's request for question.D) uncomfortable classroom desks.E) an attractive person walking by the open classroom door.
An attractive person walking by the open classroom door is not an example of noise in the communication process in a typical classroom. Thus, option E is correct.
What is the communication?The transmission of information is commonly defined as communication. The term can also refer to the message itself, as well as the field of study that studies these transmissions, known as communication studies.
The communication allows us to connect with others and build relationships by allowing us to share our experiences and needs. It is the essence of life, allowing us to express our emotions, share information, and share the thoughts.
Noise in the communication process in a typical classroom includes a student texting a friend in the back of the classroom, groundskeepers moving the lawn outside the classroom window, a student responding to the professor's request for a question, and uncomfortable classroom desks.
Therefore, option E is correct.
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In a technological conference, all the participating IT firms agreed to transfer the data pertaining to their human resources to a cloud. The objective behind this is to improve talent acquisition process and communication among HR professionals around the globe. The cloud referred to in this scenario is a _____ cloud.
Answer:
The scenario will be referred to as the Community Cloud
Explanation:
Community cloud is the term which is defined as the computing which is a collaborative effort, in that the infrastructure is shared among the several firms from a particular community with common concerns.
So, in the conference of technological, transferring the data which is pertaining to the human resource will be referred to as the community cloud.