The correct answer is D.
Lenders give some money to borrowers in exchange for a retribution in the form of interest payments. In some cases, the interest charged is higher because the risk assumed by the lender with a certain borrower is very high. For example, in the case of countries' debt, debt from countries with larger risk of default has a large risk premium attached, which increases the interest that has to be repaid for that debt.
Another method to decrease the risk assumed is to provide secured credits, where the lender requires a collateral from the borrower, than the lender will keep in case of default in the repayments of the principal.
Bonus question: based on your child's cognitive abilities, psychological adjustment, and your child's plans for the next two years, think about what your child might be like two years after the program ends, at age 20. write answers to these questions: what careers might your child be interested in, and why? how do you think your child will have adjusted to issues of increasing independence and self-reliance in this age range? how do you think your child's friendships and romantic relationships might be going?
It is difficult to say for certain what careers a child might be interested in two years in advance, as their interests and abilities may change over time.
How to determine a prospective career for your child?If your child is good at math and science, and they enjoy problem-solving, they might be interested in a career in computer science. Computer scientists develop and design software and hardware, and they play a vital role in many different industries.
If your child is interested in building things and solving problems, they might be interested in a career in engineering.
By the age of 20, most people have developed a strong sense of independence and self-reliance. They are able to make their own decisions, manage their own time, and take care of themselves.
Friendships and romantic relationships are important for people of all ages. However, they can be especially important for young adults who are going through a period of transition.
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Social movements tend to have three stages. which is the most fragile stage, the one at which most movements just simply fade away
Final answer:
The most fragile stage of a social movement is typically the coalescence stage, where the movement must recruit members, strategize, and gain public support but may fail due to various challenges.
Explanation:
Social movements generally experience a life cycle that includes several stages as described by sociologists like Blumer, Mauss, and Tilly. These stages are emergence, coalescence, institutionalization or bureaucratization, and decline. The most fragile stage of a social movement is often the coalescence stage. During this stage, the movement is working on recruitment and strategy to achieve its goals, seeking publicity to gain support, and often struggling to maintain momentum. It is at this juncture that movements are particularly vulnerable and may fade away due to factors such as internal disagreements, challenges in sustaining member enthusiasm, or insufficient resources.
Ruomei has never liked biology, but she has a crush on her lab partner and always enjoys going to class because she sees him there. ruomei's friends are surprised to hear that ruomei now likes biology and is planning to take another class in the subject. ruomei's new liking for biology:
Ruomei has never liked biology, but she has a crush on her lab partner and always enjoys going to class because she sees him there. Ruomei's friends are surprised to hear that Ruomei now likes biology and is planning to take another class in the subject. Ruomei's new liking for biology has been conditioned.
true or false in 1933 there were more than 33 million unemployed Americans
falsssssssssssse I hope this helps:)
Describe the skills or attributes you believe are necessary to be an outstanding teacher.
An outstanding teacher needs to possess critical-thinking, analytical abilities, and effective communication. They need to stimulate a love of learning and creativity in their students, and help them to understand complex situations through problem-solving skills. They also require a mastery of adaptive thinking, social intelligence, and cross-cultural competency.
Explanation:An outstanding teacher possesses a multitude of skills and attributes, some of the prime ones among them being effective communication, excellent command in their subject matter, exceptional critical-thinking and analytical abilities and the ability to interpret the behavior of students. The teacher also needs to have a creative mindset that is flexible and open to interpretations and ideas outside their own worldview. They should be equipped with adaptive thinking, social intelligence and cross-cultural competency.
It's not just about knowledge dissemination, but teachers must be able to stimulate the love of learning and the capacity for creation in their students. Teachers also play a role in teaching students how to use their free time positively and responsibly. In a world increasingly dominated by knowledge workers, history has shown that a solid education system begins with quality teaching.
A teacher's role involves guiding students to assess, analyze, and present content in a meaningful and persuasive way, which highlights the necessity of media literacy. Moreover, they should inspire students towards problem-solving, utilizing relevant information to explain complex situations and teaching students to make sense of situations that don't immediately seem rational. Ultimately, a teacher is not just an educator, but a mentor who prepares the students for future challenges.
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The lifelong process of learning to become a member of the social world is referred to as _______________.
Mr. woo, a diabetic, frequently missed doctor's appointments and neglected to take his oral hypoglycemics. the internist referred him to a psychologist to deal with his apparent denial. denial is an unconscious ____________ that mr. woo uses to help deal with his anxiety associated with changes required to manage his diabetes.
During two decades of pitching in the negro leagues, what did Satchel Paige prove about baseball fans?
Satchel Paige proved that fans appreciated talent in baseball irrespective of race and that African American players were equally skilled, challenging racial barriers and laying groundwork for the eventual integration of Major League Baseball.
During two decades of pitching in the Negro Leagues, Satchel Paige demonstrated that baseball fans were deeply interested in the sport regardless of the color of the players, and he proved that African American players were as talented as their white counterparts. The popularity and skill level in the Negro Leagues, as seen with players like Josh Gibson and Satchel Paige, showed that fans would support great baseball no matter the racial makeup of the teams. This was further emphasized by the Negro League teams' winning records against white teams and the enthusiastic reception given to African American teams and players by diverse audiences, pointing to an early challenge to the color line in American sports. These interactions on the baseball field suggested that societal segregation could be overcome through shared interests and mutual respect, indicating a path forward in cross-racial collaboration and acceptance. Satchel Paige and his contemporaries in the Negro Leagues played a vital role in paving the way for the eventual integration of Major League Baseball and helped deconstruct racial barriers in American sports.
four-year-old susan has just been diagnosed with autism. research suggests that her chances of never developing speech proficiency sufficient to communicate her needs are about ____ percent. 33 25
virginia's therapist notes that virginia jumps from one topic to another and her replies are only tangentially related to the therapist's questions. this describes which symptom of schizophrenia?
A relationship between discrimination and poor health has been found for
In what ways might anna's infection have played a role in her untimely death?
"public school education is better than home schooling" is a claim of
Final answer:
The claim regarding public school versus homeschooling is central to debates in education, focusing on access, quality, and equity across different schooling options. Public schools aim to provide universal education and mitigate socioeconomic disparities, while homeschooling offers tailored education but may miss out on certain social advantages of traditional schools.
Explanation:
The claim that "public school education is better than home schooling" is part of an ongoing debate about the best methods for providing education to young people. Public schools offer a universally accessible and free education, which includes adhering to accountability standards and serving a diverse student population. Private school options like charter schools and schools accepting vouchers can provide alternatives, though their availability and effectiveness are often subjects of scrutiny. Homeschooling, while advantageous for its tailor-made educational approaches and potential to avoid some systemic problems, may lack opportunities for socialization that come with standard school settings.
Relevant considerations involve whether public spending on education should be directed toward general public schools or alternative forms of schooling. Factors influencing education quality include socioeconomic status and family background, as highlighted by the Coleman Report. While opponents to homeschooling argue that public schools are designed to help remediate disparities across various demographics, proponents of homeschooling claim offering a better-customized education as a key reason for their preference.
Andy is a schizophrenic who has bizarre perceptual experiences such as hallucinations and delusional thinking. these symptoms are known as _____ symptoms of schizophrenia. cognitive manic adjunct positive
The mentioned hallucinations and delusional thinking are known as positive symptoms of schizophrenia, which refer to abnormal behaviors or experiences rather than beneficial ones. Negative symptoms refer to the absence or reduction of normal emotions or functions. Treatment involves antipsychotic medications, but there is currently no cure.
Explanation:The symptoms of schizophrenia that Andy is experiencing, specifically hallucinations and delusional thinking, are known as positive symptoms. In the context of schizophrenia, 'positive' doesn't mean good; rather, it refers to the presence of abnormal behaviors or experiences that are not usually observed in healthy individuals. These might include hallucinations (seeing, hearing, smelling, or feeling things that are not actually there), delusions (strongly held false beliefs), and disorganized thinking or speaking.
On the other hand, 'negative' symptoms refer to the absence or reduction in the capacity for normal emotion or function. An example of a negative symptom might be a flattened emotional state or loss of pleasure.
It's important to note that treating schizophrenia usually involves antipsychotic medications to help manage these symptoms, but as yet there is no definitive cure.
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"buy nothing day" might best be described as a ________ social movement.
Elise is learning about a wide range of issues relating to sexuality, including problems with sexual functioning, the sexual anatomy, sexually-transmitted infections, and sexual violence. she is learning about _______.
Prior to the constitutional convention, delegates met at the annapolis convention to discuss which shortfall of the articles of confederation? difficulty achieving unanimous approval to amend the articles lack of authority to impose uniform commercial regulation among the states lack of a common defense lack of a strong executive
According to the textbook, it is common for friendships to become less important in our lives during
By middle adulthood, numerous individuals frame long haul sentimental responsibilities and begin their own particular families. Accomplices and kids end up essential suppliers of fraternity, warmth, and support. Significance of friends starts to disappear. Particularly for wedded men who invested most energy with male companions before marriage.
Under which circumstance is a router on a stick most appropriate?
At the point when a router have different subnets on a solitary physical link.
Router-on-a-stick is a term regularly used to depict a setup that comprises of a router and control associated utilizing one Ethernet interface designed as a 802.1q trunk connect. In this setup, the switch is designed with numerous VLANs and the switch plays out all directing between the distinctive systems/VLANs.
What is the diagnosis?: when 32 year old brian talks he sounds logical on the surface, but what he discusses doesn't really make sense. he doesn't seem to care about his personal hygiene, and others don't like to be around him because of this. he's also mentioned that his limbs are growing larger and that he is losing too much brain fluid whenever he blows his nose. brian's specific diagnosis is called and falls under the category of?
Brian exhibits behaviors indicative of schizophrenia, such as illogical speech, delusions, and neglect of hygiene. Differentiating between mental health disorders and acute medical conditions is crucial, which involves identifying objective signs, such as fever, and subjective symptoms, like fatigue or migraines.
Based on the described symptoms and behaviors, such as illogical speech, neglect of personal hygiene, and delusional thoughts about his limbs growing larger and losing brain fluid, Brian may be experiencing symptoms consistent with schizophrenia. This is a psychiatric diagnosis that falls under the category of mental health disorders. Schizophrenia is characterized by distortions in thinking, perception, emotions, language, sense of self, and behavior. Symptoms such as poor hygiene and delusions signify a potential chronic mental health issue that requires professional assessment and intervention. Contrary to these chronic symptoms, signs such as a fever or physical lump present a more immediate medical concern possibly related to infection or other acute medical conditions.
Furthermore, it is essential to differentiate between what may be chronic symptoms of mental illness and the signs and symptoms of a possibly unrelated acute disease. In the case of illness, as seen in the scenarios with Brian and Wei, signs are objectively observed indicators such as fever, whereas symptoms are subjective experiences like a migraine or fatigue. It's crucial to conduct thorough medical and psychosocial evaluations to accurately diagnose and comprehensively treat individuals presenting with such varied concerns.
The only way psychologists can establish cause-and-effect relationships through research is by carrying out a(n) ________.
The only way psychologists can establish cause-and-effect relationships through research is by carrying out an experimental study.
Experimental study refers to a research method used by psychologists to investigate cause-and-effect relationships. In an experimental study, researchers design controlled settings where they intentionally manipulate certain variables to observe their effects on other variables.
This method allows researchers to establish causal relationships and determine whether changes in one variable directly influence changes in another.
By carefully controlling variables and using random assignment, experimental studies provide valuable insights into the underlying mechanisms and causal connections between psychological phenomena, contributing to a deeper understanding of human behavior and cognition.
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Which of the following statements is true of the Supreme Court case Gibbons v. Ogden of 1824?
A.
This is the only case in Supreme Court history that went without a decision.
B.
The U.S. Supreme Court reversed the State of New York's decision on this case.
C.
This case established the current social security system.
Answer:
B.
The U.S. Supreme Court reversed the State of New York's decision on this case.
Explanation:
Who is responsible for breaking a tie vote in the Florida Senate
The answer is "The Lieutenant Governor".
The Lieutenant Governor is the person who Manage as President over the Senate, voting in case of a tie vote. He also presides as governor when the governor is missing from the state or impaired. Upon the passing, conviction, reprimand or renunciation of the governor, the Lt. might progress toward becoming governor for the rest of the term.
In the Florida Senate, the President of the Senate, who is also the Lieutenant Governor, has the responsibility to break tie votes. In the U.S. Senate, this role is served by the Vice President. Supermajority requirements, such as those sometimes needed to override filibusters, can complicate voting processes.
Explanation:In the Florida Senate, the responsibility for breaking a tie vote corresponds to the President of the Senate, who also serves as Florida's Lieutenant Governor. This role is similar to the U.S. Senate, where the Vice President can break a tie vote. The tie-breaking role has potential to shift power dynamics in the Senate, as even a slim majority can impact the passing of legislation.
To illustrate, in the 2020 election in the U.S. Senate, a 50-50 split resulted in the Vice President, Kamala Harris, having the power to break tie votes, effectively making the Senate makeup 51-50 in favor of Democrats.
However, in certain scenarios, supermajority requirements can impact voting processes, as observed in the U.S. Senate with the tradition of unlimited debate on legislation. This can result in filibusters, which may delay or prevent a vote.
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A new study revealed that older adults report more ______ emotions than younger adults in both the morning and the evening.
President Andrew Jackson said that “this is a country for white men” How did he act on this belief
The main differences between the teacher-directed and student-centered approach are the focus on the freedom of children to initiate their own learning experiences and the role of the teacher.
Teacher-directed instruction involves the teacher guiding learning with lectures and readings while student-centered models focus on student autonomy and freedom in directing their learning experiences.
On the other hand, student-centered models of learning shift responsibility for organizing learning to the students, emphasizing freedom in choosing topics and learning through inquiry or cooperative methods.
The main differences between these approaches lie in the level of autonomy given to students in directing their learning experiences and the role of the teacher in guiding them through the process.
why is it sometimes difficult to make decisions involving economic development and the environment?
Which of these factors should consumers research FIRST when they receive a credit card offer with a low introductory rate? A) the APR after the introductory period expires B) the cash advance features offered by the bank C) the type of card, such as secured, regular, or premium D) the availability of special programs, such as "cash back" programs
According to aristotle, democracy is the form of government by
What personality changes take place during erikson's stage of industry versus inferiority?