Name and explain two of the reasons the congressional committee identified for the recent financial crisis?

Answers

Answer 1
The 2008 recession/financial crises one of the worst of its kind in a generation. Major economies including the United States and the UK suffered a period of recession, consistent low-growth, rising unemployment and many businesses closing down.

A 10-member committee called the Financial Crisis Inquiry Commission was setup by the US government to study the causes of the recession, in the hopes that a future similar crisis could be prevented.

In 2011, the committee released their findings and pointed out the two major reasons for the crisis:

1. The basic reason for the crises as the Collapse of the housing market.

2. Which in turn was fueled by toxic mortgages, low-interest and easy credit available to everyone and minimal regulation.

The report also pointed out vast problems of corporate governance, lack of government will and unpreparedness.


Related Questions

why did the middle colonies grow quickly?
A. they were in a good commercial location between New England and the southern colonies.
B. they only accepted a certain type of person and their colonies.
C. the land wasn't easy to farm so they needed more people to work.
D. their population was mostly indentured servants looking to get to the new world.

Answers

D. the were escaping to a New World
Your answer is A. At first I thought it was D, but that’s not right because if they were servants, they wouldn’t be getting into the new world.
Sorry if I’m wrong! Hope you get a good grade!

Why was doryphoros or spear bearer famous throughout the ancient world?

Answers

The Doryphoros (Greek Δορυφόρος Classical Greek Greek pronunciation: [dorypʰóros], "Spear-Bearer"; Latinised as Doryphorus) of Polykleitos is one of the best known Greek sculptures of classical antiquity, depicting a solidly-built, well-muscled standing warrior, originally bearing a spear balanced on his left shoulder.

The work nonetheless forms an important early example of both Classical Greek contrapposto and classical realism; as such, the iconic Doryphoros proved highly influential elsewhere in ancient art.

What must occur after the president negotiates a treaty?

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After the president negotiates a treaty the senate must approve it.

Why is the Bill of Rights so important for citizens of the U.S.? ⦁ What is the purpose of the Bill of Rights?

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Hello there!

The purpose of The Bill Of Rights is-

A list of the most important rights to citizens or inhabitants of a country. The purpose is to protect these rights, and the bill of rights reinforces them.

For ex)

If someone were to disobey a law or principle, the only way to know is to have the law written down so everyone knows it (adults). Not writing something down, or not making it clear, people will not know how to react when they are charged for something they did not know was illegal.

Hope this helps you!

~DL

Macduff is primarily motivated by a. his love for his country. b. his need for respect. c. his hatred of Macbeth. d. his personal ambition.

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Macduff is primarily motivated by his love for his country. So, the answer would be A.

the growth of feudalism in europe during the middle ages was primarily caused by the

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The fall of the Roman Empire

after the US withdrew, North Vietnam invaded South Vietnam. What year did the two become one country

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North and South Vietnam became one country in the 1970's.

In the antebellum south, which segment of the population exercised the greatest political and economic power

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Wealthy slave-owners

Hope this helped :)

why did Egypt decide to seize the canal? to become more imperialistic to protect its independence and liberty to win an alliance with the United States to win the support of Egyptian Arabs

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Egypt decided to seize the canal to become more imperialistic to protect its independence and liberty

The Americans and the British didn't want to finance Egypt's construction of the Aswan High Dam. Because of this, he seized control of the canal, used its profits from ships passing through the canal to pay for the dam's construction.

Hope this helps. :)
The reason to why did Egypt decide to seize the canal is that to become more imperialistic to protect its independence and liberty.  So the answers are thefirst and second choices. Both Americans and the British didn't like to finance Egypt's construction of the Aswan High Dam.

Infinity War’s Thanos proves CGI supervillains are a terrible idea , ideas?

Answers

Infinity War’s Thanos proves CGI supervillains are a terrible idea , ideas?

The correct answer is:
 Infinity War’s Thanos proves CGI supervillains are a terrible idea.

We used idea since before the word terrible, there is "a" word which signifies that it is singular and CGI supervillains is a singular word thus making the "idea" also a singular.

Answer:

naw

Explanation:

After declaring war on japan in 1941, how did the u.s. government deal with americans of japanese heritage

Answers

The government restricted the civil liberties of Japanese Americans.  In February, 1942, President Roosevelt issued Executive Order 9066, which allowed the Secretary of War to designate certain areas as military zones.  FDR's executive order set the stage for the relocation of Japanese-ancestry persons to internment camps.  By June of 1942, over 100,000 Japanese Americans were sent to such internment camps.
They were sent to camps

Why was 1976 a good year to focus on starting over?

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I'm guessing to start over again with no more conflict between each other because of the Vietnam war. so to probably end dove vs hawks. but I'm not quite sure though.

explain 4 Nuremberg laws.

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The Nuremberg Laws, as they became known, did not define a "Jew" as someone with particular religious beliefs. Instead, anyone who had three or four Jewish grandparents was defined as a Jew, regardless of whether that individual identified himself or herself as a Jew or belonged to the Jewish religious community. Many Germans who had not practiced Judaism for years found themselves caught in the grip of Nazi terror. Even people with Jewish grandparents who had converted to Christianity were defined as Jews.

Under the Articles of Confederation, why was the national government unable to raise revenue? Check all that apply. -1 The national government was not given the power to regulate trade. -2 The national government needed approval from the states to collect taxes. -3 The states voted to allow the national bank to go bankrupt. -4 The state and national currencies competed with each other. -5 The national government could not create national money.

Answers

-1 The national government was not given the power to regulate trade.
-2 The national government needed approval from the states to collect taxes.
-4 The state and national currencies competed with each other. 
Correct answer choices are:The federal government was not given the power to regulate tradeThe federal government needed approval of the states to collect taxesThe state and national currencies competed with each otherExplanation:

A panic of central government restrained the formulation of such a control, and broadly experienced political theory believed that a self-government could not sufficiently assist a huge country such as the United States. The representatives of a vast republic would be incompetent to settle in touch with the people they impersonated, and the republic would surely decline into a oppression. To several Americans, their union looked to be solely an alliance of confederated states, and their Congress a strategic association, serving thirteen independent republics.

As the midpoint of the Revolutionary War, Washington had proposed amending the Articles of Confederation. Especially, he recognized the rules of the national government had to be established so it could raise revenues and improve trade. The Articles did not support Congress to tax. It was up to the states when they needed to supply funds to the central administration. As a consequence, Congress had to obtain funds to finance the war. The federal mortgage skyrocketed, ending in a crippling rise and inflation. Paper currency was useless.

what method did the United States use to prevent huge shipping losses in the Atlantic

Answers

They used a convoy system

in the United States your legal right to express your political options to government officials is under the Amendment

Answers

Your right to express your political opinions is protected under the First Amendment

what were some major ideas and events (i.e., Enlightenment philosophies, colonial conflicts, imperial regulations, acts of rebellion) that led to the American Revolution?

Answers

The following is a list of causes of the American Revolution
1) Conflict between Great Britain and American colonists- The passage of several different taxes like the Tea Act and Stamp Act caused constant problems between the colonists and the government. This was due to the fact that the taxes were passed without the consent of the colonists.
2) Boston Masaacre- 5 unarmed colonists were killed British soldiers after a confrontation in the Boston streets.
3) Enlightenment ideas- the concepts of the social contract and unalienable Rights helped spark the American Revolution.
Final answer:

The American Revolution was influenced by the Enlightenment ideas of reason and individual rights, persistent colonial conflicts with British imperial regulations, and the impact of texts like Thomas Paine's Common Sense. Together, these factors incited ideologically, economically, and politically motived resistance that paved the way for rebellion and ultimately, revolution.

Explanation:

Causes of the American Revolution

The American Revolution was a culmination of ideological, political, and economic tensions between the American colonies and the British Empire. The Enlightenment, a period characterized by an emphasis on reason and individual rights, heavily influenced revolutionary leaders. Enlightenment philosophers such as John Locke argued for the concept of natural rights and government as a social contract with the people, which shaped colonial perspectives. Thomas Paine's pamphlet Common Sense conveyed the impracticality of a hereditary monarchy and the importance of self-governance, resonating with many colonists.

Colonial Conflicts and Imperial Regulations

Throughout the 18th century, British efforts to consolidate imperial control, through acts like the Stamp Act and the Townshend Acts, were met with colonial resistance. The colonists, many of whom saw themselves as equals to British citizens, demanded the right to govern themselves and manage their own taxes. Their resistance laid the groundwork for a broader movement towards autonomy.

Events Leading to the American Revolution

Additionally, events such as the Boston Massacre and the Tea Act catalyzed public opinion against British rule. Colonial elites, merchants, and frontiersmen had distinct motives, yet converged in opposition to British trade restrictions and encroachments on autonomous governance. The result was a patchwork of grievances that collectively led to the start of the American Revolution.

The fastest growing group of americans in 2005 categorized themselves as

Answers

The answer is multiracial

Answer:

Multi-racial  Americans are the fastest growing group in 2005.

Explanation:

Multi-racial Americans are among the fastest-growing society of demographics in America. There are few young, tolerant, and growing at the fastest speed than other populations. As America is divided because of race, different social groups are against interracial marriages. However, some multiracial adults are proud of their mixed-race lives; they also feel that their human race has given them open to other diverse cultures. Because of this, a high number of population is proud to have a multi-racial background.

explain one way in which international relations in the period 1900-1945 changed as a result of japanese policies

Answers

Before modernization of Japan, it was easily subdued by foreign powers. It was highly skeptical of colonial powers of Britain and France and was also not happy about the presence of United States in the Pacific.

After the Meiji Restoration period, Japan had not only developed an advanced, export led economy, it was able to muster a regional military force which had warships, guns, and fighter planes.

Japan had a new found confidence in it's abilities and sought to challenge regional players for dominance.

Britain, China, Russia all posed some form of a threat to Japan, which the rulers believed should be eliminated for Japan to prosper.

Eventually, Japan became involved in Wars with major powers which they eventually lost in 1945.

In 1868 there was an event in Japan called the Meiji restoration that gave power to the emperor Meiji. The objectives of this restored rule were explained in the Charter Oath. They were progressive laws that wanted to open Japan to trade and modernization. By the end of the 19th century, Japan had transformed itself into a modern state. However, we have to take into account that Japan was always an expansionist country. During Meiji restoration, the education system in Japan trained children into Bushido (¨the spirit of the warriors¨) . The industrialization of Japan led to a rise in the military power. Japan soon got engaged in a war against Russian (1904-1905). The complete victory of Japanese forces was a surprise for world observers. Russia agreed to withdraw from the south on Manchuria and the control of Japan over Korea was recognized. Japan participated in the World War I in an alliance with Entente powers securing lanes in the Pacific Ocean against the German. As you can see Japan continued its expansionism policy. It was until the attack of Pear Habor in 1941 that the USA learned the bitter reality of Japanese policies.

both houses of Congress represent the executive branch

Answers

Answer:

Explanation:

 The federal senate and a chamber of deputies. They are  part of the national congress, represents the Brazilian legislative power, at the federal level.   The chamber of deputies is made up of representatives of the people, while the senate is made up of representatives of the state and the federal district.

What did the United States do to encourage Texas to give up some of its land?

A) threatened to fine or punish it

B) offered to pay off its debt

C) allowed it to become a slave state

D) promised it other land

Answers

The United States offered to pay off its debt  to encourage Texas to give up some of its land. Option B is correct.

The Texas annexation was the 1845 annexation of the Republic of Texas into the United States, which was admitted to the Union as the 28th state on December 29, 1845.

Mexican Texas is the historiographical name used to refer to the era of Texan history between 1821 and 1836, when it belonged to Mexico.

Answer:

B is the answer i am on the test

Explanation:

Who proposed the national system of banking and suggested passing the Mint Act of 1792

Answers

Alexander Hamilton proposed the national system

What is true about Li yuan
A: HE WAS KIDNAPPED BY THE JURCHES
B:HE WAS WELL KNOWN FOR HIS LOVE OF CALLIGRAPHY
C:HE WAS A RUTHLESS SONG RULER
D: HE WAS THE FIRST EMPEROR OF THE TANG DYNASTY

Answers

D. He was the first emperor of the Tang Dynasty

Why was the soviet invasion of Afghanistan troubling to the United States

Answers

Afghanistan being in a very strategic position has provided the Soviet the advantage of controlling trades as it is in the juncture between Asia and middle east. This gave better leverage to the Soviet compared to the united states having control of pakistan after WorldWar 2. The soviet influenced has not been good in terms of improving afghan either as it made several internal tribal sect enemies with each other due to oppression and poor economy impacting poorest of the poor families.
THis is because Afghanistan is a good place for trade and market, invasion or terrorism in afghanistan will lessen and complicate trade in Asia and America. 

How did the need to rebuild after the war affect the choices made by the US and the soviet union? (US History, The Cold War)

Answers

The United States sponsored what became known as "The Marshall Plan" (so called after Secretary of State George Marshall).  The official name of the program was the European Recovery Program.  Initially, this support was offered to all nations in Europe needing recovery after the war.  But the Soviet Union denounced the plan as a device to push countries to align with the United States and its "capitalist imperialism." Thus nations that were under Soviet influence withdrew from involvement in the plan. The Western European democracies that were aided by the Marshall Plan received $13 billion in economic aid.  (That would more that $100 billion in today's dollars.)

The Soviet Union sponsored its own plan for the communist bloc nations.  The USSR's foreign minister, Vyacheslav Molotov, proposed his own plan to aid states in alliance with the USSR.  The Soviet Union aimed to strengthen its own ties to communist-leaning countries in Europe.  The plan established the Council for Mutual Economic Assistance (COMECON), which was an economic organization of communist states that lasted from 1949 to 1991.

which is an example of de facto segregation?
A) A law establishes schools for white children only
B) Families of the same race live in the same neighborhood
C) Laws require children to go to integrated schools
D) Citizen groups denounce racial integration

Answers

the answer should be B.

All of the following was true about African American soldiers in the Civil War EXCEPT?

A. it led the Union assault on Fort Wagner in Charleston, South Carolina
B.it was led by an African American officer named Moses Powell
C.it suffered tremendous casualties during the Fort Wagner assault
D.one soldier from the 54th earned the Medal of Honor




Answers

B. is the answer you will want to put. While they did let African Americans fight in the war in a special unit, they would not allow that unit to be led by an African American. It was headed by a white man named Robert Gould Shaw.

Final answer:

The incorrect statement about African American soldiers in the Civil War is that they were led by an African American officer named Moses Powell; in reality, regiments like the 54th Massachusetts were led by white officers such as Colonel Robert Gould Shaw. The 54th displayed great bravery during the Fort Wagner assault, leading to a Medal of Honor for soldier William Carney.

Explanation:

African American Soldiers in the Civil War

Among the statements about African American soldiers in the Civil War, the incorrect one is that the unit was led by an African American officer named Moses Powell. In fact, regiments such as the 54th Massachusetts Volunteer Infantry were led by white officers, with Colonel Robert Gould Shaw commanding the 54th during the assault on Fort Wagner.

African American soldiers, including those in the United States Colored Troops (USCT), played a significant role in the Civil War and faced immense dangers on the battlefield. They served in segregated units, took on hazardous military jobs, and suffered from discriminatory treatment such as being paid less than their white counterparts. Despite this, Black regiments like the 54th Massachusetts displayed extraordinary bravery, notably during the Fort Wagner assault, where they sustained heavy casualties. Moreover, their valor was recognized with awards such as the Medal of Honor, with one soldier from the 54th, William Carney, becoming a recipient for his actions during the battle.

Ultimately, through their service and sacrifices, African American soldiers in the Civil War laid their claims for citizenship and equality, proving to the nation their worth and combat ability.

Explain the difference between subsistence and commercial agriculture. (Site 1)

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Subsistence agriculture is the production of food primarily for consumption by the farmer and mostly found in less developed countries. Commercial agriculture is when farmers grow food for a profit.
In subsistence agriculture, farming is grown for consumption by the farmer.
In commercial agriculture, the primary objective is to make a profit.

What did Coolidge miss by not running for office in 1928? WWI , The Great Depression, WWII The Eighteenth Amendment

Answers

It was the Great Depression as it had started in 1929. But, I'm not 100% sure on this...

It was the Great Depression

which constitutional amendment requires electors in the electoral college to cast separate votes for president and vice president

Answers

The constitutional amendment that requires electors to cast separate votes for president and vice president is THE TWELFTH {12}  AMENDMENT. 
The twelfth amendment was enacted in 1804 and it requires that electors should case separate ballot for the president and the vice president. If it now happens than no candidate receives a majority, then the house can choose the top three candidates for the president and the top two candidates for the vice president. 
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